Financial Aid

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CDE Career Institute believes that students and their families hold the primary responsibility for covering educational costs. However, recognizing that many families may not be able to fund the full cost upfront, the institute participates in various federal Title IV financial assistance programs. These programs are available to eligible students and aim to bridge the financial gap.

The policies and procedures governing financial aid at CDE Career Institute ensure students have access to the support they need to pursue their education.

Title IV Programs In Which CDE Career Institute Participates

CDE Career Institute participates in the Federal Pell Grant Program, the Federal Direct Student Loan Program, and the Federal PLUS Loan Program.

Federal Pell Grant: The Federal Pell Grant is an award that does not have to be repaid. Federal Pell Grants are awarded only to undergraduates who have not earned a bachelor’s or professional degree. Applying for the Federal Federal Pell Grant is the first step of the financial aid process.

Prospective students must complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for the Federal Pell Grant. Awards are based on student eligibility, cost, and length of the program; The FAFSA may be filled out online at FAFSA on the Web at www.fafsa.ed.gov .

Federal Direct Student Loan Program (Subsidized): This loan program provides a maximum of $3,500 for programs one year in length. These loans are interest free while a student is in school and for six months after graduation or withdrawal. Eligibility for this loan program is determined by the successful completion of the FAFSA. The same application used in applying for the Federal Pell Grant awards.

Federal Direct Student Loan Program (Unsubsidized): This loan program provides a maximum of $6,000 for programs one year in length. Interest accrues from the point the student receives the loan money but repayment can be deferred for up to six months after graduation or withdrawal. Loan payments can also be deferred up to six months after graduation or withdrawal.

Federal Parent PLUS Loan Program: This loan program is for parents who wish to take out a loan for their child’s education. The amount a parent can borrow is determined on an individual basis utilizing the cost of attendance and the amount of other financial aid received. Interest accrues from the point the loan money is received. Payments must begin within 60 days of the second disbursement of the loan.

What is Financial Aid?

Financial aid encompasses all funding that student receives because of their enrollment in a post-secondary institution. Such financial aid includes, but is not limited to, Federal Direct student loans, Pell grants, Workforce Development Agency funds and employer reimbursement.

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